Below you'll find a list of all posts that have been categorized as “Business Funding & Finance”
The personal guarantee is the most consequential document most founders will ever sign, and it is routinely signed in the last ten minutes of a funding process, alongside the standing order mandate, by someone who has stopped reading carefully because …
Most founders who ask me to introduce them to investors are not ready, and almost none of them know it. They have a deck, they have a forecast, they have a number in mind, and they have the entirely reasonable …
Business insurance is bought in one of two states of mind. Either a client has demanded evidence of cover by Friday, or something has gone wrong, and the founder is finding out what they were not covered for. Neither is …
Every founder can tell you roughly what is in the bank. Far fewer can tell you what that figure means, which is the only question that matters. Cash in the bank is a fact. Runway is a decision-making instrument, and …
Most founders who come to me about bootstrapping their startup arrive carrying the same quiet assumption: that building without external funding is the path you take when you cannot get investment, rather than a deliberate strategy in its own right. …
The cost of raising business funding in the UK in 2026 depends entirely on the route. Debt costs you interest, typically from around 6% to 8% APR for established businesses with clean credit, plus arrangement and broker fees. Equity costs …
Choosing a UK funding consultant in 2026 comes down to one test: can they execute the entire raise for you, on evidence, at a fee structure that puts their money where their mouth is. The right consultant prepares the documentation, …
Going directly to your bank tests your business against one lender’s appetite on a single day. A funding consultant tests it against the whole market, debt and equity, and only the funders most likely to say yes. That difference, single …
A funding broker matches you to a lender and earns a commission on the deal. A funding consultant manages your entire raise as a process, from readiness assessment to completion, across both debt and equity. The difference between a funding …
Being declined by your bank does not mean your business is unfundable. It means one lender, assessing you against its own criteria, said no on one day. Securing business funding after a rejection is usually a matter of approaching the …
